Current Actions

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    Send a Letter to Congress: 'Don't Eliminate the Student Loan Interest Deduction.'

    To be delivered to members of the United States Congress

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    Take the pledge: I will vote for higher education abd against student debt

    Virginians know better than anyone that their upcoming election is a bellwether for the 2018 midterm elections, from Congress to statehouses around the country. But the stakes are even higher if you’re someone with student loan debt or looking to go to college in the state of Virginia.

    By taking this pledge to vote higher, you’ll receive a link that you can use to find your polling location. Taking the pledge is also a good way to share with your friends that you’ve made a plan for voting day and that they should too!

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    Tell the Democrats to include student debt policies in their "A Better Deal" for America agenda.

    To be delivered to the Democratic National Committee

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    Tell the Democrats to include student debt policies in their "A Better Deal" for America agenda.

    To be delivered to the Democratic National Committee

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    Use the quick tool below to send a message directly to your members of Congress.

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     Use this quick tool to send Congress a message. 

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    Use the quick tool below to send a message directly to your members of Congress.

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    Student Debt Crisis

      

     Use this simple tool. Tell Betsy DeVos to Fire Navient! 

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    Tell the Department of Education to Fire Navient!

    Petition by StudentDebtCrisis.org

    To be delivered to Secretary of Education Betsy DeVos

    We demand that the Department of Education fire Navient and review all contracts with student loan companies that do business with the federal government. The Department must take serious efforts to keep “bad actors” accountable for scamming students in order to prevent waste, fraud, and abuse. Further, lucrative loan servicing contracts should only be given to companies that hold the interests of student loan borrowers first.

    Betsy DeVos’ Department of Education must take immediate action! 

    PETITION BACKGROUND

    Mounting evidence shows that Navient has been ripping off federal student loan borrowers for many years. Yet, the Department of Education continues to reward companies like Navient with servicing contracts worth hundreds of millions of taxpayers’ dollars. Simply put, these corporations get richer as student loan borrowers suffer. 

    Recently, Navient publicly stated, “There is no expectation that the servicer will act in the interest of the consumer.” The company has proven time and time again that it is more concerned about their bottom line than helping Americans manage their debt. In their pursuit of profits, Navient has illegally harmed millions of student loan borrowers. To-date the company has been charged with:

    • Harming servicemembers including ruining their credit scores due to clerical errors.
    • Steering borrowers away from lower monthly payments by directing them toward forbearance instead of federal loan repayment options. 
    • Miscommunication and failure to communicate vital deadlines that impact borrower's bottom line.
    • Misapplied payments that lead to late charges and more fees incurred to student loan borrowers. 

    Secretary of Education Betsy DeVos needs to hear from as many Americans as possible that it is unacceptable for the Department of Education to be in business with a company that takes unfair advantage of taxpayers, students, members of the military, as well as minority and low-income borrowers.

    Tell Secretary Betsy DeVos to fire Navient! 

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    Student Debt Crisis

      

     Use this simple tool to send Congress a message. 

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    Support 'College For All'

    With more than $1.4 trillion in student debt holding back Americans of all ages and backgrounds, the time has come for a change. Instead of cutting Pell Grants, unleashing debt collectors, dismantling public education, and forcing faculty to rely on public assistance, it’s time for a plan that offers students, faculty, borrowers, and families the support they need.

    We’re ready for the College For All Act to give students—past, present, and future—an equitable path to a college degree, a debt-free future, and return higher education to the public.

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    Use the simple tool below to send an email directly to your senators and members of Congress.

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    Demand Policy Makers Commit to The Checklist to Support Student Loan Borrowers

    Claiming to support student loan borrowers is not enough without action. Forty-four million borrowers are carrying over $1.3 trillion in student loan debt - they can no longer wait for change. This is why I am pushing my community and public policy leaders to act now.

    I pledge to be a student loan voter, someone who supports affordable higher education and common sense solutions to the student debt crisis that is holding back our economy.

    I pledge to push my representatives to uphold the policy reforms included in The Checklist to Support Student Loan Borrowers and to support 
    policy makers as they work to make these reforms a reality.


    Public policy makers must commit to fighting for the following reforms:


    I pledge to be a Student Loan Voter and to support policy makers in their work to implement The Checklist to Support Student Loan Borrowers.


    Learn More - studentdebtcrisis.org/checklist

    Read More - thenation.com

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    Use the form below to send a letter to your members of Congress.

    By sharing your voice, you will let them know how important student loan reform is to you.

  • Tell the Department of Education to work with the Consumer Financial Protection Bureau and crack down on private companies taking advantage of Student Loan Borrowers.

    We demand that the Department of Education work with the Consumer Financial Protection Bureau to crack down on student debt relief companies. With student loan defaults and delinquencies on the rise, distressed borrowers are often looking for ways to get help with their student debt. As a result, student loan borrowers are being aggressively targeted by fraudulent student loan debt relief companies. Based on a recent Student Debt Crisis and NerdWallet survey, student loan borrowers are paying over $600 for services that are otherwise free of charge and guaranteed to federal student loan borrowers under federal law. 

    Therefore, we urge the Department to work in collaboration with the CFPB to issue Cease and Desist letters on a consistent basis, create policies that increase borrower awareness and education, protect borrowers from scams, and use their enforcement tools to shut down companies that are found guilty of misleading borrowers and violating federal law.


    It is time for the federal government to reign in these private companies that take advantage of thousands of distressed student loan borrowers across the country. Companies that advertise student debt relief, forgiveness, and consolidation services that are completely FREE OF CHARGE need to be closely monitored and shutdown if found guilty of misrepresenting themselves or violating federal consumer protection laws. It has also been reported that private companies contracted by the Department of Education to service federal student loans often do a poor job of informing borrowers about their rights and options to help manage their student debt, leaving borrowers vulnerable to scams and deceit.

    Student loan borrowers need to know that they do not have to pay for help with their federal student loans. Based on our recent Student Debt Crisis survey findings, NerdWallet has released this report.

  • Education Department should make it easier, not harder, for defrauded students to get debt relief

    Federal law provides for loan discharges when students are defrauded by schools that seek to profit from federal student loans, grants, and veterans benefits at student and taxpayer expense. However, until recently, this right has not been publicized and few borrowers have gotten the relief to which they are entitled. The Education Department has proposed new rules to clarify and strengthen some protections for defrauded federal student loan borrowers, and these rules will help curb bad behavior by predatory colleges. We need to ensure that the new rules make it easier for borrowers to get full relief.


    Submit your comment and let the Department of Education and Congress know you support strong regulations for student loan borrowers!

      

       

    We have created a pre-populated comment for you to send or feel free to create your own.